Using QR Codes for “Scan to Activate” New Visa and MasterCard Cards

Document formatting tools such as HP Exstream, SEFAS, etc. allows the creation of dynamic QR codes personalized to a recipient – which could allow consumers to skip the toll-free telephone call and enable “scan to activate” a new credit or debit card.

However, today’s crop of leading card issuing/production platforms don’t support dynamic QR code creation/imprinting onto card carrier letterhead. Adding to the challenge is the lack of mobile-optimized web portals to support the cardholder authentication element of activating a new card.

Mobile-centric consumers can save time with QR code-driven card activation, while giving card marketers the opportunity to turn the new card activation transaction into a more personalized, targeted experience, including interactive content, videos, activation rewards, and more.